Rhino Systems

Rhino Systems / Payment Hub and Open Banking

Rhino Payment Technologies

Payment Hub and Open Banking.

It centralizes connectivity between financial institutions, providers and transaction services through APIs to process and reconcile payments and enable Open Banking ecosystems from one point.

Proprietary API-based platform designed around Open Banking principles

01 / Business outcome

One integration to operate multiple services and providers.

The Hub decouples channels and core systems from the specific complexity of each provider.

The institution can add services, define rules, control routes and review the lifecycle of each transaction within a common operational layer.

Reduce operational and technology fragmentation through a central orchestration and control layer.

02 / Capabilities

Processing and control from one point.

The platform organizes the relationship between channels, accounts, payment methods, providers and reconciliation processes.

01

Multi-provider integration

Connectors and APIs for aggregators, services and transaction capabilities.

02

Routing and rules

Route selection, priorities, validations, limits and service-specific behavior.

03

Operational traceability

Tracking of requests, responses, status, errors, retries and events.

04

Reconciliation

Central information to compare transactions, identify differences and support settlement processes.

03 / Process

A visible and governable transaction lifecycle.

Each operation retains context from request through reconciliation.

01Receive

Request from a channel or system.

02Validate

Data, rules and availability.

03Route

Applicable provider and route.

04Respond

Status and outcome to the channel.

05Reconcile

Subsequent control and follow-up.

04 / Execution

Accountability throughout the lifecycle.

Technology, process and adoption are governed as one initiative, with acceptance criteria and evidence of progress.

  1. Definition and assessment

    Objectives, scope, processes, owners, dependencies, risks and metrics.

  2. Functional design and architecture

    Operating model, experience, data, security, integrations and technical decisions.

  3. Configuration and development

    Implementation of capabilities, extensions, automation and interfaces.

  4. Testing and operational readiness

    Functional, end-to-end, security, performance and acceptance validation.

  5. Deployment and stabilization

    Production release, monitoring, issue resolution and operational transfer.

  6. Evolution and support

    Enhancements, administration, incident management and solution continuity.

05 / Enabled services

A platform for expanding transaction offerings.

Scope is configured according to each institution's providers, products and channels.

Bill paymentIntegration with recurring services and aggregators.
Subscriptions and gift cardsPurchase and administration of digital products.
Card paymentsIntegration of acceptance and processing capabilities.
Account debitsOperations connected to accounts and core systems.

06 / Contact

Let us discuss your Payment Hub.

Tell us which services, providers, channels and operations you need to centralize.

atencion@rhino.systems+52 55 4777 6300+52 55 4841 8378